No need for chastising yourself for losing your car's title. You can conveniently apply for a duplicate from home, and it takes no more than 10 minutes of your time.

Top Replacing Your Title

Aside from needing a duplicate if you lose your car's title, you'll need it if and when you sell it.

To apply, you must complete a wisely named Application for a Duplicate Certificate of Title. If the vehicle is jointly owned be sure to include all signatures.

Send it, along with a $25 check, to:

• Division of Motor Vehicles

• Bureau of Title and Anti-Theft

• 23 Hazen Drive

• Concord, New Hampshire 03305

Top Titles With Liens

If the vehicle has a lien you will also need to include a completed Release of Lien or other Encumbrances application (possibly the only DMV form in the nation containing the word "encumbrance"}.

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